https://www.hkfin-jetso.com/blog/%e6%9d%b1%e4%ba%9e%e4%bf%a1%e7%94%a8%e5%8d%a1%e5%84%aa%e5%85%88%e8%a8%82%e7%a5%a8%ef%bd%9c2016-2017-%e6%9c%b4%e5%af%b6%e5%8a%8d%e4%ba%9e%e6%b4%b2%e5%b7%a1%e8%bf%b4%e8%a6%8b%e9%9d%a2%e6%9c%83-%e9%a6%99/