https://www.hkfin-jetso.com/blog/%e7%99%be%e4%bd%b3%e7%94%a8-apple-pay-%e4%bb%98%e6%ac%be-%e9%82%8a%e5%bc%b5%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%9c%80%e8%91%97%e6%95%b8%ef%bc%9f/