https://www.hkfin-jetso.com/blog/%e9%ab%98%e9%81%9420%e7%8d%8e%e8%b3%9e%ef%bd%9c%e6%94%af%e4%bb%98%e5%ae%9d-alipay-hk-%e8%96%a6%e5%8f%8b%e5%a4%a7%e7%8d%8e%e8%b3%9e%e9%80%81%e9%8c%a2%e6%b4%bb%e5%8b%95/