https://www.hkfin-jetso.com/blog/%e9%ab%98%e9%81%9450%ef%b9%aa%e5%9b%9e%e8%b4%88%ef%bc%81dbs-%e4%bf%a1%e7%94%a8%e5%8d%a1-apple-pay-%e5%84%aa%e6%83%a0/